All GKs suck and they always make 2 or 3 preprogrammed saves every match. The only way to test the worth of a card is to place him in an all gold squad and play some matches. Since yu will still concede lots of goals with 93 neuer in an all gold defence, then he is not worth it. But getting someone like chedjou or Giovinco in an all gold squad will definitely yield different results. So abt GKs, just get the higher ones to boost yur OVR or get the medium ones to feel good abt urself, this game produces so many insane cards with high shooting stats and it will only get worse after TOTY. A perfect shot from a very good player will always result in a goal. ALWAYS. The only thing yu can do is get the best defence in the game. Best defense imo for nw is a BPL based squad with Lwb 89 Nacho, 88 azpilicueta, TH Chedjou, 90 Bailly ,TOTY Ramos, TH Bellerin, lwb 93 Coleman and 91 De gea. And other BPL LGMS. And also GC fornals in the central cm position (if yu can manage him) and GC mahrez for +4 spd boost total.