I have major issues with stopping myself from spending money. How do you have the discipline to not spend? Sticking to a budget has never been easy for me. It’s like I refuse to acknowledge the lesson of saving.

I think ultimately a lot of my issues stem from feeling like there’s no place for someone like me in this world. I’ve always been low to middle income and it’s seemingly always been a hell of a struggle. I feel like theres nearly zero possibility of me ever owning property or anything else of meaning with the kind of work I’ve been fortunate enough to have. Like I’ve defeated myself to the point I feel like there’s no reason to save for anything that I feel I’ll never be able to have, anyway.

I know my folks aren’t going to be here forever. That’s why I would like to get my own shit together and if possible repay them for what they’ve done for me over the years.