Weekday Help and Victory Thread for the week of May 27, 2019

I’m getting a trust fund when I turn 18 (grandparent) and I want to get my own bank account separate from my mom. It’s at a local credit union and I plan to open it on my birthday. My financial advisor will be able to deposit money when everything is sorted out. My mom says that the bank will not give me access if it’s a new account and I put a large amount put in there (about 70k-90k). I have an account with another bank but she’s on it and has access to it. I also plan to open an account with ally as well so I can take advantage of their hysa.

Any opinions or is my mom being dramatic? I do not want my money going into my joint account whatsoever.

/r/personalfinance Thread