Create a budget: Start by tracking your income and expenses, then create a budget that aligns with your goals. Make sure to prioritize savings and debt repayment.

Increase income: Look for ways to increase your income, whether it's through a side hustle or asking for a raise. The more you earn, the faster you can reach financial independence.

Reduce expenses: Cut back on unnecessary expenses and focus on living below your means. This will free up money for saving and investing.

Save and invest: Aim to save and invest at least 20% of your income. Consider starting with a high-yield savings account and gradually moving into investments, such as stocks. If you’re looking for a book I’d recommend The Simple Path to Wealth.

Pay off debt: High-interest debt, such as credit card debt, should be a priority to pay off. This will reduce the amount of interest you pay over time and free up more money for saving and investing.

Build an emergency fund: Having an emergency fund can help you weather financial setbacks without going into debt. Aim to save at least three to six months' worth of living expenses.

Remember, reaching financial independence takes time and requires patience and discipline. Focus on building good habits and sticking to your plan.