What helped you to decrease car insurance premiums?

Absolutely, the car makes a big difference! An easy-to-steal hot rod with an expensive-to-fix body is going to cost way more than a Prius C. From leasecosts.ca, here are some that were especially cheap to insure in Ontario in 2018:

  1. Toyota Prius C Hybrid Automatic 2WD
  2. Chevrolet Cruze LS Automatic 2WD
  3. KIA Sedona L Automatic AWD
  4. Nissan Versa Note S CVT 2WD
  5. Ford Focus Electric Automatic 2WD
  6. Hyundai Elantra LE Automatic 2WD
  7. Chevrolet Cruze Hatchback Automatic 2WD
  8. Toyota Tundra Reg Cab Automatic 2WD
  9. GMC Canyon SL Crew Cab Automatic 2WD
  10. Jeep Wrangler

Yes, they all suck hard, but you asked! I'd guess the Elantra sucks the least, or maybe the Cruze. The Prius C is a chore to drive, but cheap to buy and very reliable - it's probably the lowest overall cost you'll find anywhere.

/r/askTO Thread Parent