My cousin was spoiled and sheltered her entire childhood through college. Then her parents stupidly cut the leash without any preparation and released her into society.
She quickly got in trouble for bouncing checks all over town. My mom picked her up and asked why the hell she was writing bad checks everywhere. Turns out my cousin was under the impression that as long as you had checks in your checkbook, you had money in your account. She didn’t understand that you deposit in a number and then can spend or withdraw up to that amount.
Please teach your kids basic finance.
Note: this was like 1996 before it turns into a “who writes a check anymore” discussion.