Every day buy 100 beer from bits and Bob's and resell them for 1,000+ in the item market. Rent a mansion to begin to get more happy. Spend your energy on gym until you have about 2000 total stats, then focus on attacking the targets in baldrs leveling guide. Make sure to leave them on the streets and get to level 15 asap. From there you can start flying to earn a lot more money. For education start on biology to then unlock Intravenus therapy for bloodbags then switch to sport science for gym gains. For merits go with education and banking first. Join a good faction with 1.5-2 million respect for perks. Educate yourself on choco and happy jumps vs regular e training.