Thanks for the reply,
No, unfortunately. I do have something similar to that, which, to keep it very, very, very, simple, is a mutual fund managed by my employer, that my employer contributes roughly $1000/month to on my behalf out of their own pocket. It can be more if I work overtime but never less as I am a salaried employee. I believe after 10 years I have penalty/tax free access to whatever is in it but I’m not 100% sure, I’m a long way off from touching it so I’m not overly concerned with that yet, just nice to know it’s all accumulating.
I buy VTI quarterly through Vanguard online, just to keep the fees down. I put aside my 20% per week and then at the start of every quarter I buy more.
Monthly expenses are very low, about $1750 for the main stuff (truck, insurance, mortgage). Little stuff like phone, cable, etc probably round it out to about $2000/month.
I don’t even know what that is, haha. I will have to look into that. As far as I know my MM is definitely FDIC insured, though, and I can touch it as I please as long as I maintain a minimum balance. It’s essentially just a savings account, really.