Probably a spicy take but I'd argue the precedent for taking houses already exists and people are so normalized to the idea with the abomination that is the demolition timer that they'll go to lengths to defend it, because it's the only hope at all they now have of getting a house.

A bad system with a solution that actually punishes the player if they don't play the way SE wants. You can pay them all your money, but
"If you don't check that house in 45 tsk tsk now it goes away. Thank us we opened up a house for you, community!
Please, take breaks from xiv between patches we encourage it. Except you know, if you own a house. Then keep paying, scum."

It will be argued that it's been off more than it's been on, but it exists at all and that's all that matters to me. It's an obscene solution to a problem they made and I have been, and always will be critical of the housing system if that thing exists. Full stop