When to cash out?

This is my 2nd account on swagbucks after deleting my first one a year ago and I've been collecting sb for a little over a month and a week now. I am currently at 13,852 sb and not once has it crossed my mind that I'm going to get banned nor am i afraid. I have a hard time believing that swagbucks just deactivates people without reason. There has to be more to the story. If you contact them they would most likely tell you the reason why. I've been on swagbucks for 2+ years and not once have i ever gotten banned. The previous account i owned i saved up 5,000+ sb for 3 months and never gotten banned and ended up cashing it out without a sweat for a $50 mastercard. As long as you don't break the rules then I wouldn't fear be deactivated. Proof of my current sb https://i.imgur.com/VWDDbRz.png

/r/SwagBucks Thread