This is the reason I finally bought a newer car to daily, about 4 years ago. The down time was to risky where I might lose a day of work because something went out and driving the used car was me being cheap and just something I always did.
Say I spend $18k in buying and total operating cost in 5-6years I own my used car (looking like 100k miles for me). I’ll average $3k per yer if it Dies on me. Personally I’d like to sell it for $5k and that will be a stretch imo but not in heard of. So immediately I’m down to $2k/year with a fat down payment for the next round.
So I’ve spent less than $200/month to own my car is what I’m saying, but it defiantly cost more up front.