Lol everything below 400 level is pretty much participation points. The only students that failed anything during undergrad we're people that missed too many assignments. I guarantee that if you turn everything in you'll walk out with a bachelor's. I managed to get cum laude while never putting more than a couple hours a week into homework. I also finished a 140 credit bachelor's in 3 1/2 years taking 21-24 credit hours a semester, so it wasn't like I had a low class load or anything. The online courses are a joke at best. I logged a total of 15 minutes a week, only browsing the reading material prior to taking the online quizzes and exams, and continuously aced the content. Of course all of that is subject to change based on the professor, the subject, and your degree field, but honestly there's not much excuse to not finish a degree there, other than extenuating life circumstances.