You are right. I totally get your point. Why I can't quite decide what to do is because she has NEVER been like this before.

Like even when she wanted to have our first child and I felt like I wasn't ready yet, she respected that. It was 7 years ago maybe? I remember she had me basically mummified once (for real, I wasn't able to move at all in any way. And I wouldn't have been able to escape on my own in any way either. We were doing bondage stuff, she was teasing me, etc.), and after a while she grabbed my dick to insert it into her vagina but waited and looked at me playfully. Said, I could do it if I wanted, you know I want a child. Yes I knew she wanted a kid bad back then, but I wasn't ready yet. So I told her to stop, seriously. And she did, Stop. She went to grab a condom immediately and put it on. No protest, she didn't get mad or anything. She was still smiling and enjoying herself. And it never happened again after that (until recently, 7 years later).

I have no idea what caused the sudden and drastic... I dunno personality change? It's shocking to me and I still love her (she do to, she isn't cold or bitchy during day, we still talk like usual, watch shows, movies and do stuff together) but when comes time to have sex, same story over again, every time. I'm a bit clueless honestly.