Ever had depression while working 2 jobs barely scraping 25k with a wife and baby?
Yes I have and know what it feels like agonizing over how much overdraft charges will hit my paycheck after doing groceries. ( this was pre-2010 when consumer protections didn’t exist and banks could hit you with $35 overdrafts for every transaction.) We depended on the WIC program to feed our first born.
I’ve been blessed over the last decade and in good place financially now, I get your point. Having money is great, but I don’t sleep like a baby, not because am worried about feeding my kids, but because I fucking hate my high paying job that’s slowly eating my soul away. Different reasons, but still the same result.