I'm a little disappointed that no one who is part of the business has given a real reply to this, except for the guy spazzing in caps which I'm not even convinced isn't a planted shill to make WFG look bad. I'm sure there are some legitimate concerns, but competing companies have been known to masquerade as unbiased reviewers to discredit the company. I'm looking at you, Primerica.

Anyway, a little background about myself. I've been with the company about a year. I was skeptical too at first, thinking that these people were so stupid into being tricked into a scam. But the more I experienced the company, the more I realized that this thing may be legitimate after all. So I gave it a shot. I'm very glad I was able to sustain my skepticism long enough to get to where I am today.

Listen, there is no scam. We need to be licensed to conduct business and we are regulated by government agencies. That being said, we are all independent contractors. Meaning that if some people choose to act unethically, that is not representative of the system as a whole.

Yes, the company itself has come into legal trouble before. But that was before it was acquired by Aegon and made to have stricter standards.

The truth about the company is that most people who join will not achieve the level of success they expect. This leads them to swear off the whole company as a scam. It's a hard business. You have to be willing to grow and change. And the sad truth is that most people aren't willing. They hear all the big promises of success and wealth and they think that it will just fall on their lap. It won't. You have to work hard for it. But the money is there.