Would 22k in student loans be hard to pay off by just working a regular job?

My guess is that it's probably middle cost of living. Generally speaking, the west coast and the northeast (and Alaska and Hawaii) have high costs of living, the south has a low cost of living, and other regions of the US are somewhere in the middle, so chances are you're somewhere in the middle.

Just worth mentioning, because the everyday economic struggles of people on the coasts and that of those in the south tend to be very different (as if there weren't enough things dividing our country-- but I'll bet this is a big contributor). I'm in New Jersey, and the job market and money is good, but we are the state with the highest proportion of millennials living at home. Rent is too damn high and when I'm making a decent wage by other state's standards, it's still the smart move to stay with my parents. That being said, being from a high cost of living state with high wages means that $22k feels like not that much to me. $22k in loans to pay off will hit you harder because a dollar is worth more in Michigan than it is in New Jersey. That being said, living with your parents will still save you money and I'm still pretty sure your debt is very manageable.

/r/college Thread Parent