YNAB is a life changer and helped me way more than just saving money. I’m in my 3rd year of University, no student loan debt, and tripled my net worth during the 7 months I used YNAB! Ugh I love this app so much ❤️❤️❤️❤️

Some background:

This time last year, I had a net worth of about 3k and I’m really proud of how far I’ve come! YNAB has shifted my entire mindset on money and I’m much happier now!

I’m a 20 year old female in my third year of university. My family is not well off at all, but my mom and dad work really hard at not so great jobs to give our family a good life. I’ve always had a really hard time spending money on myself and would feel very guilty after doing so. For the longest time, I didn’t even really have my own clothes and was getting by just wearing hand me downs and my sister’s clothes. YNAB lead me to living a happier and more balanced life — saving but also feeling okay spending a bit on myself every so often. I’ve been able to pay for school, help out my family, but also fund the things I enjoy! Don’t get me wrong, I am still a save-aholic (saving and investing the majority of money I earn), but the important part is that I’m more open to spending money on myself guilt free!

YNAB having a program where university students can have a year free is a life changer and I’m so happy I started using YNAB! The community here is so inspiring and I’m honoured to be a part of it! ❤️

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