Thank you I appreciate your kind words. I have applied with 3 companies Primerica , American Life Insurance Company, and online one called Ladder. I have been denied all 3 times and I appealed for the Primerica being the first I applied to. I was diagnosed with Major Depressive Disorder and Anxiety. My diagnoses were non psychosis. I was hospitalized 4 times 3 for self harming as a teen and once when I was 19 due to a failed suicide although I did attempt prior to this attempt it just didn’t result in hospitalization. I was taking anti depressants and mood stabilizers but all of that was from 2015 and I was on the lowest doses of medications. I was in foster care from age 8-21. Was bounced around from home to home and lived with some pretty terrible people. Lots of abuse. The medications never really worked because no amount of medication will make someone numb or happy with abuse or trauma. As an adult all for that is behind me. I stopped going to therapy in 2016. Haven’t been on medication since or even felt any depression outside of normal sadness from very normal life stressors. Work, school, loss of loved ones etc. I have a good relationship with my biological parents and help them out significantly. I’m in school full time. Have lots of plans for my future. I explained all of this in my appeal letter to the first insurer. Didn’t make a difference. I just want to get insured, especially since this whole covid -19 thing happened. I work in a hospital and realized more than ever that even though I’m young life insurance is important. I can’t count how many have set up “go fund me” for their families burial. Also people don’t even have jobs. My parents most definitely wouldn’t be able to afford it if I kicked the bucket. I don’t know where to turn and all the other applications asked if I was denied by previous insurers lol. It’s like I can’t win.