Welcome! Be wary of saying these things, a lot of it sounds escort-y. Remember sugaring should be like a relationship with a extra bonuses. No issue in being straightforward though, any legit SD will know how the lifestyle works and won't be offended by money talk. Just watch your wording. I honestly like being blunt, most SDs will not hesitate to bring up sex so why be nervous bringing up $?
This lifestyle takes a lot of work and FIRM boundaries. If you don't feel comfortable setting those boundaries then do NOT do it! Again, this isn't escorting and I personally wouldn't even call it SW lol. A real SD is just a normal guy who enjoys providing financially for an attractive woman they're seeing. Read up on this for advice on getting started and check out similar posts to this for more advice.