Mam en kalkulatorček ki sem si ga napisal, ampak nisem še preverjal koliko je točen.

V grobem glede na tvoje parametre (začetka točka 15k€ trenutno + 500€ potem vsak mesec) okvirno nekako tako:

Upoštevam 6% letni donos (upam da na pravilen način :))) ).

INVESTMENT STARTING POINT: € 15.000

Value after year 2023: € 22.260 Value after year 2024: € 29.955,6 Value after year 2025: € 38.112,94 Value after year 2026: € 46.759,71 Value after year 2027: € 55.925,29 Value after year 2028: € 65.640,81 Value after year 2029: € 75.939,26 Value after year 2030: € 86.855,62 Value after year 2031: € 98.426,95 Value after year 2032: € 110.692,57 Value after year 2033: € 123.694,13 Value after year 2034: € 137.475,77 Value after year 2035: € 152.084,32 Value after year 2036: € 167.569,38 Value after year 2037: € 183.983,54 Value after year 2038: € 201.382,55 Value after year 2039: € 219.825,51 Value after year 2040: € 239.375,04 Value after year 2041: € 260.097,54 Value after year 2042: € 282.063,39 Value after year 2043: € 305.347,2 Value after year 2044: € 330.028,03 Value after year 2045: € 356.189,71 Value after year 2046: € 383.921,09 Value after year 2047: € 413.316,36

COMPLETE INVESTMENT: € 165.000 EARNED: € 248.316,36

Še enkrat: to je v pol ure napisan programček brez preverjanja pravilnosti. Lahko kdo mogoče na roko preveri.