Full coverage Auto Insurance? ? Is comprehensive and collision all you need to have full coverage ? I pay 250 a month for my car's insurance and decided to look around . I came across a progressive quote after I put down all my information , and it asked if I wanted to pay already. It came out to be 70 a month . It has a collision and comprehensive coverage included along with roadside assistance and a few other things on the side . Should I just get progressive or do you think there may be something they're not telling me ? I just don't want to get it , and it turns out my cars not as covered as my current insurance . 250 a month just seems like a waste for a car that's not even my daily driver ."