Getting paid on the last day of the month breaks "Age of money", "Budgeted in future" and "Net worth"

Apologies, let me try and explain:

Net worth: My net worth staples right now are 10 large staples for previous months and one half staple for this month. Let's assume your salary is £800 and your expenses are £1,000 every month. When you end the month with getting paid you can technically be losing money every month and still show up with a positive net worth until your account shows red even with a full month's salary at the end of the month. Your graph is going down, but you're technically still ending up with a positive net worth because the income at the end of the month makes up for what you overspent. My net worth is 10 staples for previous months and one half staple for the month I'm currently in. Move the salary date one day into the future and suddenly your net worth doubles: to me that's just the sum of what you ended up with last month, not your actual net worth. This isn't a useful metric when you know you're not good for the amount it says you are.

Age of money: I'm still not budgeted one month ahead, but looking at my Age of Money graph in the app makes it look like I have been since day one.

Budgeted in the future: When you get paid at the beginning of the month you can use "Budgeted in the future" to see exactly how much of the current month's income you're saving for the future. Reading it back however I realise that's how I've been using it, but it would be nice to see how much of your salary is budgeted into the future without creating a separate category for it.

/r/ynab Thread Parent