Here's my list. I don't have a car at the moment (London-based). Any comments are appreciated. Thanks.

​

Debt

• Credit card
• Dental braces payment plan

Housing & Services

• Mortgage
• Mortgage Insurance
• Contents Insurance
• Service Charge
• Council Tax
• Electricity & Gas
• Water
• Internet & Landline
• Mobile Phones
• TV License
• Film Subs
• Software Subs
• Travel & Mobiles Insurance
• Transportation
• Interest & Fees
• Memberships (e.g. tennis club)

School

• Extracurricular Clubs
• School Lunches
• School Donations

• School Trips

  Spending

• Groceries

• Takeaways

• Eating Out

• Arts & Culture

• Fitness

• Cosmetics

• Medical

• Clothing

• Home Maintenance

• Presents

• Donations

• Unplanned

Long Term Stuff

• Furnishings
• Electronics/Appliances
• Holidays
• Renovation
• Emergency Fund
• Child/Uni Savings