Sure, with the caveat that everyone’s finance is different. And how we budget is different. We loosely guesstimate but as long as we don’t spend more than what we allotted it’s ok.

Our take home is $15K/month after taxes, insurance, retirement contributions (I do 12%, with 8% match). Mortgage is $5K/month. We put 20% down on a $950K home, purchased in 2021 with low interest rates. $4K gets automatically debited into a brokerage account. We don’t have any debt besides mortgage. $6K left to play/plan around and this is kinda where we get creative and make our own rules but hey it works for us. Fixed expenses are $1500 for daycare; $500 for 529; $200/insurance; $500/utilities (including cable) $100/phone. Then the rest $3K is for groceries, gas, travel, entertainment, etc etc. Again we aren’t really strict with budgeting this, as we always have a good amount left over. Extra then goes into a sinking fund account. This is where we also put extra we make from side gigs that average around $2K/month. For big ticket items that’s harder to do a monthly budget far, we take from sinking fund account. Things like that big, every-5 year vacation with family, or a high-end luxury splurge.

Hope this helps!