Can anyone tell me if I will get approved or no? - have the discontinued Amex Gold rewards card for 9 months now. - average spending per month around $800 - $1000 - 0 late payments - credit score around 700ish; not less than 700 - 2 years of credit history in Canada - Annual income from main job - $44,000 - on Amex file - total annual income from all sources - $63,000 - have not checked spending power on app recently but last time I checked I was approved for $10,000 Also, when can I expect a product upgrade to platinum? Is it a year? The Amex rep told me that currently they aren’t seeing any upgrade for my card. So suggestions on should I wait with the gold rewards card for a year and expect upgrade or apply for platinum and cancel gold later?