Seconded. But to expand a bit OP, I think I should point out that you're 40 credits in, and you are just asking a small sub about fields that are pliable which is pretty vague. Philosophy, psychology, problem solving are all very broad fields. Not trying to sound condescending (because I was in your shoes once and didn't have any guidance whatsoever) but it sounds like you have a lot to figure out. I would talk to a career adviser, as well as your parents/mentor and think about your strengths, weakness, what you personally enjoy, where you wan to be 30 years from now, what kind of money you want to make, whether or not graduate school is viable based on your age/finances, whether or not you think you will exceed in a certain program etc.