Why Can't I Pay My Bills On Time? Starterpack

I don't smoke, drink, do drugs, have any tattoos nor waste money on takeaway food, my phone cost me 50€ and I spend 3 or 4€ per month with it (I've a prepaid SIM).

Oh hey, that's cool. It looks like this starterpack that showed all of these things that you do not do, must not have been about you, then.

So now come tell me what the hell I've done wrong with my life to end up living in this misery (other than having no familial support and no contacts), tell me the system is not fucking broken.

Lol we're not here to tell you that. I agree the system absolutely is broken, and the past cannot be changed so you shouldn't dwell on where you came from. Either figure out some miracle to get a higher income, or the system will grind you down. Sorry; I guess the third option is to change the system, but do you really see that occurring any time soon?

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