What do you call the opposite of UX -- intentional refactoring to make things worse?

The picture is of USBank's "Access Online" portal for corporate cards.

Despite having a rather normal, if ugly, front page in the past, I recently began seeing this super empty page upon login. At first, I thought it was just a technical issue, but after over a week of seeing the same thing, I finally decided to call customer service this morning.

It turns out that hiding the account balance and payment information was the product of an *intentional* redesign. Now, if you want to pay your bill, you have to go to "Account information" on the sidebar, then click "Cardholder account profile," and finally "Account profile" before you will see a payment option.

TL;DR: USBank intentionally redesigned their corporate card portal to make access to a payment option 3 levels deep when it used to be top-level.

/r/userexperience Thread Link - i.redd.it