Pro-Tip

You mentioned overpaying.

Target is offering the 42mm for $299. Use a 15% off registry coupon. That's $45 off. Your total before tax is $255 for a 42mm watch! Put the saved money towards your $50 Apple Care+ purchase, which you can also do in-store at the Electronics section.

If your goal is to save money, go with Target. Create a wedding registry on Target.com first. Set the date at least 6 days out from today (so you'll have to wait a week). Add the Apple watch you want onto your gift registry. As you approach your fake wedding day, it will unlock a 15% off coupon for use, which can be applied towards the Apple watch. The coupon code will be in a new tab at the top of your registry page online. You'll get 5 coupons: 1 for yourself, and 4 to share. Each coupon has a unique code. You can use your code online once for all items in your cart, but the items you want a discount on must also be included in your registry, You can also use it as many times as you want in-store in a 24-hour period per coupon code on items that are listed in your registry. To checkout online, find the item, click "Add to List/Registry" instead of "Add to Cart", then go over and view your registry, and finally click 'add to cart' from the items you want 15% off. If you shop through the Target.com website like normal and add to cart like normal instead of doing the extra step of going through your registry, it won't allow you to apply the coupon code.

If you don't want to wait for a coupon code, ask the community for a coupon code. But you'll also have to ask them for their registry number and for them to add an Apple watch into their registry. Remember: If it's not in their registry and if you don't click "add to cart" while browsing their registry list, the coupon won't apply.

If you go in-store, you need a printed registry list with the registry number (barcode) plus the coupon (barcode).

The other registry lists like "College Registry" don't apply to Apple products and cannot be used online.