Best credit card to get

The American Express Blue Cash Everyday card is great. I’m not sure if they’ll give you one without any history but you get 3% cash back on groceries, gas, and online shopping that you can apply right to your bill. They also have a credit where if you pay for Disney Plus or Hulu using your card, you get $7 of that back every month for the next year!

The biggest thing to look for is no annual fees. Use it like a debit card - don’t spend more than you have and pay it off every 2 weeks, and the interest rate won’t matter. My first card was the Capital One Venture Card which gives cash back you can use for travel! That’s a pretty easy one to get and your score will shoot up 50 points within the first 3 months just by opening one. Good luck and be smart!

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