If your debt is less than 2 times your income, you shouldn't have any problem paying it off in a reasonable timeframe. You make more than twice annually your entire debt. You should just be paying it off within a year or so, even less, by only paying for that and the essentials. Everything else goes. And stop touching your 401(k). Pay for your debts and bills with your income, not with other assets (certainly not retirement) and definitely not with more debt. Your debt isn't insurmountable so there's no reason to use it. (I'd also recommend not doing individual stocks but mutual funds/etfs for less volatility).

I get a sense that you have a really bad relationship with money in general.