In this day and age I don't understand why people pay hundreds of dollars for fancy phones. It's like, yeah, maybe it's "only" $35 a month, but you're still paying almost a thousand dollars for a phone.
I just got a Moto g6 for like $100 and it does everything phones are supposed to do very well, has a good camera, has a good screen, has good battery life.
Worse, I just saw a guy who couldn't qualify to get his phone replaced because he couldn't afford like a $800 hold on his account. If your phone is worth more than your savings account, you need to reconsider your priorities, sell it, and buy one for $50.
Sorry, I know I sound judgmental but the attitude makes no sense. There are great phones that are relatively cheap these days.