Rent is a MS if you're claiming home rent for business expenses. The IRS does not consider rent a business expense. Their language is clear; if you want a home office the be a business expense, it must be distinct and separate from the rest of your house. So you can't claim your spare bedroom is a home office, it has be a 100% dedicated work space.

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I'm not sure why the downvotes, because I'm genuinely trying to learn and I've done a ton of research here. The IRS does not consider any of these MS expenses (rent / VGC) to be business. Chase doesn't say personal expenses are to go on the business card, and surely MS isn't a business expense.

Let's assume my selling old home gym stuff on CL for ~1K/year is a business. Fine.

I get a CIP card. Immediately pay $1000 rent, $2000 plastiq, 4x$500 VGC->MO->Non-Chase Bank->Pay off CC

spread that across a month or two. Maybe I throw in some candy bars, a motorcycle helmet, gas, whatever.

Is it truly that simple and I'm not going to get absolutely shafted somewhere? Cause none of those are business expenses. Selling old home gym stuff off ebay doesn't incur expenses. Isn't that why everyone says to not take the recon call?