hi check my work. this no designs tho just black and white

include <iostream>

include <string>

include <iomanip>

include <cmath>

using namespace std;

int main () { double MoNetIncome=0.0; double LoanAmount=0.0; int n=0; double dp=0.0; double assets=0.0; int WorkYears=0; double rate=0.0; char opt='n'; string client=""; double MonthlyLoan; double Property;

loop: cout<<"Name: "; getline (cin,client); cin.ignore(1000,'\n');

cout<<"\nPrevious Credit Problem? (y=yes/n=no): ";
cin>>opt;

if (tolower (opt)=='n')
{
cout<<"\n\n\nMonthly Income: "; cin>>MoNetIncome;
cout<<"\n\n\nLoan Amount: "; cin>>LoanAmount;
cout<<"\n\n\nNo. Of Years Available for Loan: "; cin>>n;
cout<<"\n\n\nDownpayment: "; cin>>dp;
cout<<"\n\n\nNet Assets: "; cin>>assets;
cout<<"\n\n\nWorking Years:"; cin>>WorkYears;
cout<<"\n\n\nInterest Rate: "; cin>>rate;

MonthlyLoan = ((LoanAmount-dp) * pow ((1+rate),n)) / (n*12) ;
Property = LoanAmount;

//screen display
cout<<"\n\nMonthly Loan: "<<MonthlyLoan <<endl <<fixed <<setprecision(2);
cout<<"Property Value: " <<Property <<endl <<fixed <<setprecision(2);

//conditions
if ((MoNetIncome>(4 * MonthlyLoan)) && (dp>=(.15*Property)) && (assets>1000000) && (WorkYears>3))
{
    cout<<"Application Accepted!";
    goto tryagain;
            }//end if conditions

    else
{
cout<<"Application Denied!";
goto tryagain;
            }//end if condtions

}//end if 'no' option

else
{
cout<<"Application Denied!";
goto tryagain;
} //end else yes option

tryagain:
cout<<"\n\nTry Again? (y=yes/n=no): ";
cin>>opt;
if( tolower(opt)=='n')
    {
        system("cls");
        return 0;
    }
    else
    {
        system("cls");
        goto loop;
    }
system("pause");
return 0;

}