my biggest concern with monero is that it could be used to fund illegal activity and the govt is shit out of luck in tracking it down which can be a serious national security threat. i'd be lying if i said it doesn't worry me.
i know the monero community is anti-govt, and i am too, but i believe it to be a necessary evil. to me, the ideal crypto is basically monero, but owned by the government. transactions would be private except in the case of criminal investigation and a warrant from a judge is obtained. also decentralized at least between the states that way there is some checks and balances with changing the protocol. i believe a "cbdc" that is made with the constitution in mind would be great. but it's obviously wishful thinking on my part.