You size ppl up each step of the process. No one wants to get sick, and they’re probably doing the same to you. The more camaraderie you have before sleeping with someone, the better you’ll both be about it.
There’s other riskier options too, like a Bath house or a Bar, but even there, consent and protection are encouraged and accepted.
With Women, to me, there’s a natural flow with intimacy. You know what to do, and then as you grow closer, you communicate and explore. With dudes, you communicate what you like and don’t like from the git go, and maybe some things you might wanna try as you go along. Reciprocation is big. Some dudes are selfish, ime.
With what you described about your situation, where you live, and having kids around, I’d probably consider a destination to explore. Do some searching before you get there, maybe put something out on Reddit. Idk. Being outed can make serious waves. Have fun too.