If you are a newbie, you better start with some safe investments first to test your risk-handling level. Here is my case in the current situation:

I divided my possession into 3 packages:

- I put a little in bank savings as a backup

- I tried investing in stock and ETF via some fintech platform that allows you to start with really small capital. Those are good for you to learn about the stock market, only start to invest when you know much about it (though I think you should not expect too much from it since the stock market is in chaos now)

- The rest of my money has been put into some leasing and buyback investments which can assure a high monthly return. In case you haven't learned about it yet, its scheme is quite simple: you invest in the machinery via the company, and they then lease your equipment to other businesses and earn you a monthly income. At the end of the contract, you get your money back by selling the asset at the price you paid for it. So far the leasing and buyback have suited me best, but be careful because not every leasing and buyback company is legit, my favorite one is Foundation capital in Hongkong fyi. Been invested in this one for 3 years and all go well. Anyway, you should check it out and even search for more popular names to try. The sooner the better.