Lump sum 401k match is shocking divergence from “educate them in finance” Nicely era

So, you weren't a fan of T Diddy's pre-recorded message where he played the part of a real boy? Nah, nor was anyone else.

I'm not so concerned about the DCA angle on this. One yearly investment, regardless of market conditions, at a consistent interval, is still DCAing. I'd strongly prefer a more regular interval, but over the course of my career the variance in the average price in a 26x/year investment regimen and a 1x/year investment regimen will narrow. Yeah, I could come out a little behind, but I could also come out a little ahead. It all depends on how the market swings - something that's difficult to predict, hence the importance of DCA.

What does bother - a lot - is if the accrued company match is forfeited if you leave before disbursement.

/r/Geico Thread