I believe this SEC lawsuit is nothing but a shakedown from the U.S. government. This has been going on for over 2 years now. If they had a solid case, it would have been done and over with. I believe the SEC is just extorting XRP for a settlement. But, even if that isn't case, there's still this:

U.S. lawsuit doesn't mean anything for XRP as a whole. There is a big, wide, world out there beyond the United States where XRP can continue doing business. As for U.S. traders, XRP is still available on exchanges outside of the U.S.. Binance continued to grow even after government banned their operations from the U.S.. No reason why XRP wouldn't continue growing as well.

XRP has plenty of room for an 8x from here, and is lagging well beyond the market where virtually everything else has already done a 10x. This is a great opportunity that many people don't see, and it's only a great opportunity because people haven't realized all of this yet.