What Card Wednesday - Week of December 09, 2015

  1. What is your credit score? 761 Transunion, 761 Equifax as per Credit Karma.
  2. What cards do you currently have? For better results also add the date you were approved for the cards.
    • Wells Fargo College Rewards Card (05/2013)
    • AMEX Blue Sky (08/2014)
    • Chase Sapphire Preferred (04/2015)
    • Chase Freedom (06/2015)
  3. Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back? Points ** for international business/first to Japan and **Points for everyday spend. I'm minoring in Japanese alongside my engineering major, and so I hope to visit Japan once or twice or year whenever I have the chance. My current habit has been to throw my travel onto my CSP, and split everyday purchases between the CSP and Freedom depending on bonus categories.
  4. What point/miles do you currently have?
    • 18k United
    • 28k American AAdvantage
    • 81k Chase Ultimate Rewards
  5. What is the airport you're flying out of?
    • PHL/NYC/LAS
  6. Where would you like to go? (The More specific you are, the better someone can recommend the right card. Tokyo is great, "International travel" is way too vague)
    • Tokyo
    • Sapporo

I'm currently on study abroad until next April, though I'm going to be back in the states for three weeks for winter break. I have family in Las Vegas, which explains (5), though I live out in the northeast. If I want to jump on a card, I think soon would be prudent so that if I'm approved, it will be waiting for me when I come back next weekend. I've been leaning towards applying for another AMEX, as the Blue Sky hasn't gotten much use despite a healthy credit limit since I got my CSP. Additionally, I can pay tuition charges using an American Express card. I'm looking for something that rewards for everyday, non-bonused spend. I interned in New York City last summer, and will be there again next May; looking back at my spending habits, there was only about ~$300 or so of grocery spend per month, as the majority was for eating out or miscellaneous non-bonused spend.

The past year of travel that I've done has mostly been with the Star Alliance, and so I'll have Silver status going into next year. Even with that, I'm not too concerned with maintaining that. In spite of the upcoming award devaluations from AA, I've been looking into trying to take advantage of those miles transferred over from my US Airways account earlier this year.

Not interested in MS at the moment. I've been looking at the SPG, even though I missed the 30k offer back in September. Let me know your thoughts.

/r/churning Thread