One thing I would suggest looking into if you're more inclined for viewing your individual stocks as long term holds, is the Direct Registration System (DRS)

It's the modern day equivalent of how stock ownership used to be issued in paper format and it transfers full ownership of your shares into your name on the company ledger.

Shares housed in a brokerage account are held in "Street name" and the true ownership becomes a bit murky when reviewed under a broker's T&C's and you may not have full access to things like voting rights. It also leaves you constrained to your brokerage firm/their clearing firm's liquidity situation if a market crash leaves them exposed.

Think FTX and how their collapse has affected counterparties ability to allow withdrawals as a domino effect, you'd be eligible for SIPC insurance if you're broker went bust, but claims on this could take years to settle