3. How do you manage your finances as a couple with different incomes and a differe...

How do you manage your finances as a couple with different incomes and a different definition of what's "discretionary spending"?

Honestly I agree with literally everything you just said and that’s how me and my fiancée approach this as well. We share our finances completely. My fiancé earns like MUCH higher than me. If we did 50/50 I’d be literally on poverty struggling while he lived a fancy cushy life and I can not imagine he being ok with that.

We budget for everything together, we use most of my salary for savings, live on my fiancés salary and use the rest of my salary to pay for expensive fun things. If we want something very expensive for ourselves we will just budget together for it. Example last year my fiancé got a benefit/bonus from work and he wanted a new gamers computer and we used the money towards that. This year when he get the same bonus again we will use to get myself a new laptop cause mine is so old now. Things that are over £50 we will just communicate with each other, like “hey this month I need to buy some new sunglasses so let’s budget for that”. Anything less than that we just spend and is fine. I am really proud to say we have never have 1 fight related to money. 5 years together living like this and money has never been an issue for us.

People are obviously free to do as they please and what works for them, but I could not imagine having that with my partner. Sounds like a huge amount of work as well to be constantly splitting every single bill and thing you spend. Like groceries for example.

Only thing to note is both of us are very responsible people with money so I trust him. I guess some people don’t fully trust their partners so would rather have more control. But I would not be with someone who I don’t trust financially, so it is not an issue.

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