I have been leaning toward just staying at my parents. I could pay off the car and yeah save up to 16-20K. I just hope I can mentally take it and not feel too overwhelmed, embarrassed or get stressed out. I’d be also not buying a house with a 35k salary. I was hoping to find a job that pays 45-50k within the year and then making a down payment on around 140-150K. They have an affordable housing problem in the area for middle class folks, new luxury homes that average folks with a min salary of 40K can bid for. I was looking at something like that but I’d have to consider 1) if I can find a job that pays 45K at the least, 2) if I’d want to stay in this area