Bitcoin mining actually uses less energy than traditional banking, new report claims

Hey I have a question guys. I tried to make a post earlier but I don't have enough karma.

I read somewhere that bitcoin processes 200 million transactions a year. And uses about 143 terawatt-hours a year. https://www.nasdaq.com/articles/how-much-energy-does-bitcoin-really-consume-2021-05-13
Credit cards currently process about 400 billion transactions a year. https://www.statista.com/statistics/261327/number-of-per-card-credit-card-transactions-worldwide-by-brand-as-of-2011/
So let's say bitcoin replaces 200 billion transactions a year. If things scale proportionally. 143 terawatt-hours multiplied by 1000 is 143,000 terawatt hours.
Maybe it would be more fair just to do the total US credit card transactions. Which is 40.9 billion transaction a year. Which would require 28600 terawatt-hours
In comparison the U.S currently uses about 4000 terawatt-hours a year. Like it seems so fucked right? What am I missing here? Are credit card transactions the wrong metric for a bitcoin to compare to? Is there a lot of fixed energy usage that won't increase as transaction increase? Are we just praying for an upgrade that improves performance by 100,000% (which still only makes it on par with visa transactions in terms of energy usage). Or do you all just give up on bitcoin replacing fiat and just call it digital gold.

/r/CryptoCurrency Thread Link - independent.co.uk