Start with $10k in a margin account. Borrow 50% ($5k) and buy a CDN dividend paying stock such as ENB, PPL, RY, TD...etc. Turn DRIP on and enjoy the compounding.

Overtime as the asset increases in value, your ability to borrow more increases. Keep dumping more cash into to the account and repeat. The margin interest is cash deductible.

Another strategy is take out a balance transfer loan from your credit card (0-3%) and use that to fund your investment account. Repay the loan back each pay period from your cash flow from your 9-5 job. The interest you pay is very minimal to the amount of growth and dividends you'll receive. By front loading your investments you'll take advantage of compounding early and more time in the market. Not all debt is bad debt. You can do some research on time value of money. Once the loan is repaid, rinse and repeat. I found its easier to pay $400/ bi weekly as a loan repayment then try and save the $10k from the go. Keep in mind you are investing for the long run and should have a stable job and a plan if you can't pay the loan back. For me I keep some non leveraged investments in a separate brokerage and deem them as my "emergency fund". I also have LOCs that are untapped if things get real bad..

The $19k figure is my total dividends across my RRSP, TFSA and Margin.

31 yrs old and my NW is just shy of $500k.