I read all this, trying to picture what's going on over there.
I work as a QA
Looked that up, sounds like "Quality assurance (QA) is an important department within companies across a variety of industries. Whether you are working in computers and software, customer service, or health care, there is usually an assigned team of people who ensures that customers receive quality service and products that meet their needs."
So what exactly is that.. like what do you do all day. Sounds like a lot of office hot air, where they beat around the bush, are politically correct and can't tell someone straight to their face what they think.
So what exactly is this job here.. "ensures that customers receive quality service and products that meet their needs". Sounds like a lot of taking crap all day. Bottling it up. Shouldn't need to assure anybody of quality, it should just be there. If they need something, order it or talk to a service representative to get it or figure out what they gotta get.
I could picture these meetings with whoever your bosses are. It's like, go team, take crap and go, yes sir, may I have another.
I think your biggest problem isn't the entrepreneur debt, it's this job that I couldn't stand a second of. People would be getting told straight to their face what I think and I don't care what they think afterwards.
People who work these jobs, bottle it up for year, then snap and go postal, or kill themselves.
Allright.. on to the next stuff. What else you talking about here. You took out a small debt to try and get some website going. It was practice tests. See, this is something I totally wouldn't get into, because it wouldn't make money. You go around trying to plug this, they'd tell you to F off and it'd get downvoted to 0 way too fast. I see guys like this go in the music making WATMM subreddit with lame surveys. They almost get banned.
Where the hell did you think that trying to fire up a site like this would lead to you eventually becoming a billionaire?
Then at least you realized for it to go anywhere you'd need to shovel a crapload of money at google adwords. This going around begging for traffic, that just shows you have no common business sense.
And then, you take out a loan, on top of this. Meanwhile the stuff you're shoveling the money at, would have extremely low odds of making any money.
NEVER go in debt. Should always make the money first. It's like think about somebody who's poor, who asks you to borrow money. You know they ain't ya gonna be paying you back.
I don't like the way you're rolling with any of this so far.
That site fizzled out. Good.. then you can put it out of it's misery.
Gets a bigger loan. Sure are winning digging yourself a deeper hole.
Car.. Those are lovely. I did courier for a few years. Then newspaper for a decade. Started with used vehicles. You spend way too much money on repair. Got into the brand new hybrids. Went through three of those. Wound up costing about the same per month, probably less than used vehicles with repairs, then having to buy more used ones later when repairs would cost too much. Less downtime though with the brand new vehicles.
Never buy a used car. It's ready for repairs. So, you're failing thinking that'll work out for ya. Anything with vehicles, always brand new. I don't care how much mileage and how lovely it looks. Then, depends how much you drive.. but I'd get rid of it like once the warranty is almost up.
Never do leases, that's losing and you'll pay when you go to hand it back, plus damage. Pay the man and buy it instead.
Anything with vehicles is a money loser, pretty much.
Cabs.. why you. There'll be others. Your ideas suck.
Tried to hire somebody. That makes sense. You wanna be the boss. Don't have to deal with the stress of driving around. You'd need to have like a dozen vehicles though for you to not work and have money rolling in. Cabs there.. I wouldn't go there. Anything with vehicles is all a bunch of money losing.
You talked about the engine crapping out. Yeah I've had that.. where you dump 5 grand for another engine. Any money you make, doesn't even cover repairs.
Now you got a buncha debt. What's your options.. suck it up and shovel money til it's paid. Few years of losing.
Or, don't pay 'em. Deal with that. Shouldn't need to borrow money anyways. So why would you need to take a loan out later. It'd be more losing and not doing it right. Pay 'em back years later.. Tell 'em.. can't do it right now. Barely making ends meet. Can go that route if you can't handle shoveling money for a few years at something you're not even using any more.
No crap you're having anxiety and depression. Dealing with that job on top of this. I wonder what city that is and how much it costs for like an apartment or something per month. Like how much you make, minus expenses.
Doesn't seem like you have much business sense though. What are you gonna do next. I'm sure it'd be failing again. haha. Maybe you should just play video games instead and face it.
So what are you gonna do next.. is that what you're wondering about?
Seems like pretty much, what you need to do first, is think of what you'd want to get into that wouldn't be this failing.
Then you've got this annoying job where you take crap all day. Might wanna fix that first. Move somewhere that the rent is cheap. Downgrade your lifestyle. Get a plan on how you could win.
Here.. I'll toss ya some kibbles 'n bits of some hope. Here's 375 business ideas I thought of over the years. lol.
"business ideas i thought of [Feb 16, 2019].zip"
https://drive.google.com/open?id=1As1ZLJpdXykc5Jc3Ocik6GaFmwEMuxPM
Might give you some ideas to think of your own. Go around, observe.. think.. if I could do a business or product, what would I do. It usually starts with being annoyed by something or dealing with some company where they treat you like dirt. Think of your own ideas.