We also keep a special bank account for medical expenses in China as our relatives age. We live under a “real” socialist healthcare system, so we are compensating for the lack of socialism in the current health care system in China. Ironically, we live in a western “capitalist democracy” that values individual freedom over the collective, as it is often portrayed in some Chinese media outlets as of late. I fully support socialism for China, but there is some serious misinformation being spread about western countries and our supposed value of the individual over the people. In many ways we have achieved significant socialist victories for our people in health care, education, public roads, universal basic income and many other matters that should be praised by socialist countries.