So true. God damned for profit insurance companies. Decades ago my spouse and I were having to live like paupers with three professional degrees and working 60 to 100 hours a week in dilapidated housing just to pay down our student loans. It took 10 years of that to break those shackles, dreaming of starting our family, and then the long hours, paltry diets and stress took an unrecoverable toll on my body. Even though I'd paid premiums that help make insurance executives some of the richest people in the world for as many years, and even though they pre-approved a necessary surgery, when the bills came in, they denied coverage, failed to help with a single dime of it. We fought and pleaded, and in the end, all that matter was who owed the bill, and the hospital came after us, NOT the insurance company. That shackled us with another 10 years of medical debit. So yeah, fuck insurance fraud. It's all a fraud, and every American is conned into it.