Turned 28 today, my investment accounts broke 200k a few weeks ago. I imagine this bull market has had a big effect on those saving in retirement accounts. I've made over 50k from the stock market in the last 5 years with mostly ETFs. I'm expecting terrible growth for the coming years once the market finally turns. We've been fortunate with the current run and it wont last forever. A lot of younger people will be caught off guard having never experienced a long term bear market. Hoping crypto stays alive to carry me once the market goes to shit.

For reference I've made anywhere from 63-85k in a low COL area since graduating college (comp sci). Took a 5 month break and lived off savings after being laid off last year.

Start saving early, but always have a plan to protect yourself.