And if you don’t pay federal taxes at all you’re getting jack shit?

Correct. If you don’t pay any federal taxes you aren’t going to get the tax credit.

But more importantly is what kind of tax fraud are you committing that you only pay $100 in federal taxes per year? And how did you get your employer to agree to not take our federal taxes on your paycheck? Seems like you’ve got them on the hook for fraud too.

And everyone you know is in on it? How are you all getting away with it? You’re gonna get caught sooner or later. There’s a massive paper trail involved. I’d contact an accountant immediately and figure out how to start paying your back taxes before you end up in prison.